Federal Deposit Insurance Corporation

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Convenient Access to Funds at Low Rates

Home

Renovations

Unexpected

Expenses

Large

Purchases

Debt

Consolidation

Education

Costs

Special Introductory Rate

5.99%  APR *

Introductory Rate Fixed for 6 Months

Variable Thereafter

Prime Minus .50%

6.75%  APR **

(4.00% Floor)

Download Our Application to Apply!

*Introductory Rate is fixed for the first 6 months and not based on any index.  **The Variable Annual Percentage Rate (APR) is equal to Prime – .50% with a 4.00% Floor and is based on the highest Prime Rate as published on the first day of each month in the Wall Street Journal.  As of 9/18/25 the Prime Rate is 7.25%.  This rate may vary each month.  The Maximum APR is 16.00%. The Minimum APR is 4.00%. Rates quoted are for qualifying applicants only.  Offer available for owner-occupied 1-4 family New Jersey properties only. Maximum loan to value ratio is 80% if it is a First Position Lien and 70% if it is a Second Position Lien.  No Application fees. Borrower will be responsible for the cost of recording the mortgage document. Property insurance is required.  Flood insurance may be required.  Offer may be withdrawn without notice.  Consult your tax advisor on the deductibility of interest.  Not responsible for any typographical errors or omissions.  

NMLS 507571

FDIC