FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Almost everyone needs a loan at one time or another. Whether it’s funds to put you in the driver’s seat of a new car or to pay those unexpected bills that life throws your way, we are here to help. At Schuyler Savings Bank, our consumer loan products offer you the flexibility to borrow funds at low rates and with manageable terms to meet your individual financial needs.
Put your savings to work for you! By utilizing your passbook savings or certificate of deposit account with Schuyler Savings Bank as collateral, you can obtain a secured loan at a low rate while continuing to earn interest on your account.
Never worry about an accidental overdraft again. Our personal unsecured line of credit is part of your Schuyler Savings Bank Checking account and is used for overdraft protection. Any time your checking account is overdrawn, the line of credit will advance funds in $100 increments to cover the overdraft. This convenient product automatically provides you coverage – so you don’t have to worry about overdraft fees or rushing to make a deposit!