Federal Deposit Insurance Corporation

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

About Us

Serving Our Community Since 1924

Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924.
As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service has helped us earn the prestigious BauerFinancial™ Five-Star Rating of “Superior” for 25 consecutive years.
So if you’re looking for a bank that treats you like a valued customer with outstanding service, the time is right to come home to Schuyler Savings Bank. We’re redefining what community banking should be!

Meet Schuyler Savings Bank

Schuyler Savings Bank Board of Directors

  • Alberto Alemany
  • George Halski
  • Bruce Kauffmann, Vice Chairman
  • George Moroses
  • Robert P. Mooney, Chairman

In Memoriam

  • Valentinas Melinis (served 1999-2007)
  • James Cummings (served 1995-2015)

Officers

  • George V. Halski, President and Chief Executive Officer
  • Alberto Alemany, Executive Vice President/Chief Financial Officer
  • Francesca Sgambellone, Vice President and Treasurer/Operations
  • Nancy M. Shaw, Vice President/Lending
  • Bruce Kelly, Vice President/Commercial Lending

Originators NMLS ID’s

  • Diana Rodrigues, 1033036
  • Nancy M. Shaw, 800178
  • Jason R. Winn, 2380079
  • Bruce Kelly, 401800
  • Alberto Alemany, 1870210

Schuyler Savings Bank, 507571

Schuyler Savings Bank Routing

221270677

Financial Information

Statements of Financial Condition

Assets    

December 31, 2025

December 31, 2024

Cash and amounts due from depository institutions

$704,521

$569,593

Interest-bearing deposits in other banks

$7,619,787

$8,284,450

Total cash and cash equivalents

$8,324,308

$8,854,043

Securities available for sale

$4,452,423

$5,711,544

Investment securities , net

$2,976,023

$4,180,900

Mortgage-backed securities, net

$129,147

$150,919

Loans receivable, net

$124,982,795

$113,908,701

Real estate owned, net

$0

$0

Premises and Equipment, net

$933,098

$896,378

Federal Home Loan Bank of New York Stock

$444,600

$444,600

Other Assets

$5,152,931

$4,869,476

Total Assets

$147,395,325

$139,015,931

Liabilities and Retained Earnings

Liabilities

Deposits

$114,515,979

$108,407,463

Borrowed money

$9,000,000

$7,000,000

Other liabilities

$2,746,771

$2,597,803

Total Liabilities

$126,262,750

$115,005,266

Retained earnings - substantially restricted

$20,876,995

$20,624,482

Accumulated other comprehensive income

$255,580

$386,183

Total retained earnings

$21,132,575

$21,010,665

Total liabilities and retained earnings

$147,395,325

$139,015,931