| Services | Now Checking | Totally Free Checking | Senior Checking | Community Checking |
|---|---|---|---|---|
|
Minimum Balance to Open |
$100.00 |
No Minimum Balance |
$1.00 |
$50.00 |
|
Interest |
Yes |
Yes |
Yes |
No |
|
Mobile Banking |
Free |
Free |
Free |
Free |
|
24 Hour Online Banking |
Free |
Free |
Free |
Free |
|
Monthly Service Charge |
No Charge |
No Monthly Charge |
No Monthly Charge |
$3.00 |
|
Overdraft Protection *See Services, Fee Schedule |
Yes |
Yes |
Yes |
Yes |
|
Check Writing Privileges |
Unlimited |
Unlimited |
Unlimited |
Write up to 8 free checks per month; $.50 fee per check when the maximum is exceeded. |
|
Visa Debit/ATM Card |
Free |
Free |
Free |
Free |
|
Other Services |
First order of 40 Checks are free; Free statements with images; Direct Deposit; Bill Pay |
Free Statements with Images; Direct Deposit; Bill Pay |
Free Checks for life; Free paper Statements with images; Direct Deposit; Bill Pay |
Free paper statements with check images; Direct Deposit; Bill Pay |
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Checking
No-fee features and account options make it easy for you to be in control of your finances – because banking doesn’t need to be complicated. Schuyler Savings Bank offers four personal checking accounts with lots of FREE features and minimal fees. Choose the account that’s right for you!
Compare Our Checking Accounts
Now Checking Account
-
Competitive interest rate
-
$100 minimum to open
-
First 40 checks are FREE
-
FREE ATM/Debit Card
-
FREE Online Banking
-
FREE Mobile Banking
-
FREE Bill Pay
-
Direct Deposit
-
$4.00 fee if balance falls below $100
Totally FREE Checking
- FREE for everyone
- Competitive interest rate
- NO maintenance charges
- NO minimum balance required
- FREE ATM/Debit Card
- FREE Online Banking
- FREE Mobile Banking
- FREE Bill Pay
- Direct Deposit
Senior Checking
- Must be 55+
- Competitive interest rate
- $1.00 minimum to open
- FREE checks for life
- NO monthly service charges
- NO balance requirement
- FREE Online Banking
- FREE Mobile Banking
- FREE Bill Pay
- FREE ATM/Debit Card
- Direct Deposit
Community Checking
- $50 minimum to open
- Write up to 8 checks/month at no charge
- $.50 fee/check when maximum is exceeded
- $3.00 monthly fee
- FREE ATM/Debit Card
- FREE Online Banking
- FREE Mobile Banking
- FREE Bill Pay
- Direct Deposit.
Copyright © 2025 Schuyler Savings Bank, All Rights Reserved.
Copyright © 2025 Schuyler Savings Bank, All Rights Reserved.