Personal Checking

No-fee features and account options make it easy for you to be in control of your finances – because banking doesn’t need to be complicated. Schuyler Savings Bank offers four personal checking accounts with lots of FREE features and minimal fees. Choose the account that’s right for you!

Compare Our Checking Accounts
Services	Now Checking	Totally Free Checking	Senior Checking	Community Checking
Minimum Balance to Open	$100.00	No Minimum Balance	$1.00	$50.00
Interest	Yes	Yes	Yes	No
Mobile Banking	Free	Free	Free	Free
24 Hour Online Banking	Free	Free	Free	Free
Monthly Service Charge	No Charge When you maintain a daily balance of $100 throughout the month otherwise, there is a $4.00 monthly fee.	No Monthly Charge	No Monthly Charge	$3.00
Overdraft Protection *See Services, Fee Schedule	Yes	Yes	Yes	Yes
Check Writing Privileges	Unlimited	Unlimited	Unlimited	Write up to 8 free checks per month; $.50 fee per check when the maximum is exceeded.
Visa Debit/ATM Card	Free	Free	Free	Free
Other Services	First order of 40 Checks are free; Free statements with images; Direct Deposit; Bill Pay	Free Statements with Images; Direct Deposit; Bill Pay	Free Checks for life; Free paper Statements with images; Direct Deposit; Bill Pay	Free paper statements with check images; Direct Deposit; Bill Pay

Now Checking Account

Competitive interest rate
$100 minimum to open
First 40 checks are FREE
FREE ATM/Debit Card
FREE Online Banking
FREE Mobile Banking
FREE Bill Pay
Direct Deposit
$4.00 fee if balance falls below $100

Totally FREE Checking

FREE for everyone
Competitive interest rate
NO maintenance charges
NO minimum balance required
FREE ATM/Debit Card
FREE Online Banking
FREE Mobile Banking
FREE Bill Pay
Direct Deposit

Senior Checking

Must be 55+
Competitive interest rate
$1.00 minimum to open
FREE checks for life
NO monthly service charges
NO balance requirement
FREE Online Banking
FREE Mobile Banking
FREE Bill Pay
FREE ATM/Debit Card
Direct Deposit

Community Checking

$50 minimum to open
Write up to 8 checks/month at no charge
$.50 fee/check when maximum is exceeded
$3.00 monthly fee
FREE ATM/Debit Card
FREE Online Banking
FREE Mobile Banking
FREE Bill Pay
Direct Deposit.

Have any questions?

We are always happy to help! Just call or stop by one of our friendly branches to speak to a Customer Service Representative.