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Home Equity Lines of Credit

Home Equity Lines of Credit by Schuyler Savings Bank

A Home Equity Line of Credit is a revolving line of credit that provides you with a cash reserve to draw on whenever you need it. It provides you with the convenience to write a check to pay your credit card bills, purchase a car, pay for education expenses, or make home improvements.

  • Loan Term: 10 Year Draw Period; 20 Year Repayment Period
  • Available for one to four family owner occupied dwellings only
  • Homeowner's Insurance is required
  • Flood Insurance may be required
  • No Application Fee
  • Recording Fee Payable at Closing
  • This is a variable rate account. APR is subject to change.
  • The interest paid may be tax deductible. Consult your tax advisor.


For rates and disclosures please click here.