Schuyler Savings Bank: Personal Banking: Certificates of Deposit

Certificates of Deposit

ACCOUNT TITLE	COMPOUNDING METHOD	INTEREST RATE	APY*	MINIMUM BALANCE TO OPEN	INTEREST CREDITED
91 Days	Daily (365/365)	2.47%	2.50%	$1,000.00	End of Term
99 Days	Daily (365/365)	2.71%	2.75%	$10,000.00	End of Term
5 Months	Daily (365/365)	3.05%	3.10%	$1,000.00	Monthly or End of Term
6 Months	Daily (365/365)	2.37%	2.40%	$1,000.00	Monthly or End of Term
7 Months	Daily (365/365)	2.37%	2.40%	$1,000.00	End of Term
12 Months	Daily (365/365)	2.81%	2.85%	$1,000.00	Monthly or Quarterly
13 Months	Daily (365/365)	3.49%	3.55%	$1,000.00	Quarterly
18 Months	Daily (365/365)	2.96%	3.00%	$1,000.00	Quarterly
18 Month Flexible	Daily (365/365)	2.47%	2.50%	$1,000.00	Monthly
18 Month Variable	Daily (365/365)	2.47%	2.50%	$100.00	Monthly or Quarterly
24 Months	Daily (365/365)	3.39%	3.45%	$1,000.00	Quarterly
30 Months	Daily (365/365)	2.47%	2.50%	$1,000.00	Quarterly
36 Months	Daily (365/365)	3.44%	3.50%	$1,000.00	Quarterly
36 Month Flexible	Daily (365/365)	2.23%	2.26%	$1,000.00	Monthly
48 Months	Daily (365/365)	3.46%	3.52%	$1,000.00	Quarterly
5 Year	Daily (365/365)	2.86%	2.90%	$1,000.00	Quarterly

Click here to learn about the FDIC's amount of insurance on your account.

*Annual Percentage Yield. Penalty for early withdrawal. Early withdrawal from a certificate of deposit will reduce earnings and annual percentage yield. APY's are effective as of October 20, 2008. Rates subject to change without notice.