A Home Equity Credit Line is a revolving line of credit that allows you to utilize the equity you've built in your home. Credit lines are available on 1 to 4-family residences up to $500,000, if in a 1^st line position. Otherwise, the maximum loan amount is $300,000. A Line of Credit provides you with a cash reserve to draw on whenever you need it. You can write a check to consolidate credit bills, buy a car, pay for college education, pay medical bills, or make home improvements. Your loan amount is based on 65% of your appraised value. Homeowner insurance may be required. A recording fee is the only fee you will pay at time of closing. Please consult a tax advisor regarding the deductibility of interest.

All rates are subject to change without notification. Applicants must meet the bank's underwriting criteria. All above APRs are based on owner-occupied one- to four-family dwellings and condominiums; for one- to four family investment properties add one (1) percent to the above interest rates.
This is a variable rate account. The APR is subject to change but will never exceed 16%.