Home Equity Loans
No application fee. Recording fee required to be paid at closing. The loan amount requested will be based on the amount of equity in your home. The minimum loan amount will be $10,000 and the maximum loan amount will be $500,000. The loan terms will be fixed for a period of 5, 7, 10, 15 or 20 years. The interest rate may be tax deductible. Consult a tax advisor regarding the deductibility of interest.

LOAN TYPE/TERM RATE APR* TERM (Months) ADDITIONAL INFORMATION MONTHLY PAYMENT PER $1,000
Home Equity Loan 20-Year Term 6.250% 6.250% 240 Mortgage will amortize over 20 years. $7.31
Home Equity Loan 15-Year Term 5.750% 5.750% 180 Mortgage will amortize over 15 years. $8.30
Home Equity Loan 10-Year Term 5.500% 5.500% 120 Mortgage will amortize over 10 years. $10.85
Home Equity Loan 7-Year Term 5.425% 5.425% 84 Mortgage will amortize over 7 years. $14.33
Home Equity Loan 5-Year Term 5.375% 5.375% 60 Mortgage will amortize over 5 years. $19.04
All above rates and APRs are based on owner-occupied one to four family dwellings and condominiums located in our CRA assessment area only; other programs are available. For one-to four-family investment properties add one (1) percent to above APRs.

*Annual Percentage Rate

Interest rates are locked in at the time of application. All interest rates quoted are based on a 30 day commitment. All rates are subject to change without notification. Applicants must meet the bank's underwriting criteria.

Rates Subject to Change without notice.

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